Choose the bank that's best for you. It's therefore important to carefully go through a lease agreement to comprehend the lease terms and conditions and when they apply before agreeing to them. Sign up for our daily newsletter for the latest financial news and trending topics. endstream endobj startxref You can avoid these types of ATM fees by using an in-network ATM if you have a Bank of America checking or savings account. The lists do not show all contributions to every state ballot measure, or each independent expenditure committee formed to support or 60,000+ fee-free ATMs; Online transfers & direct deposit allowed; ATM fees, overdraft fees, or foreign transactions fees. [19] Research by Moebs Services released in February 2011 showed that as many as 90% of customers had chosen overdraft protection, resulting in the projection that United States banks would post record profits from overdraft fees. (Refer to your own check for your specific numbers. Skip extra trips to the bank. There was an unknown error. All accounts included in the Business Advantage Relationship Banking solution and members enrolled in the Preferred Rewards for Business qualify for a waiver of this fee. X.XX % Opens modal dialog. Account holders pay no monthly maintenance fee, overdraft fee, or foreign transaction fees. Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply). [15][16] In class action, U.S. Bank Corporation entered into a $55 million settlement agreement on January 16, 2014, over the practice of reordering transactions (highest-lowest) in posting debit card transactions to customer accounts and the alleged effect the posting order had on the number of overdraft fees charged to account holders. Visit a local financial center to speak with a personal banker. Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. No major UK bank completely dropped informal overdraft charges. Whether you need a convenient way to pay bills, track your finances or provide proof of payment, having a checking account can come in handy. Overdraft protection. Plan for tomorrow with a guaranteed rate of return on a CD. It also serves as a more secure method of payment than cash. Then complete the required information. Transfer money to almost any individual or business quickly and securely online. Start with the essentialsa good business checking accountand build from there, taking into consideration what you need now and what you might need in five or 10 years.. We rounded up some of the best banks for small businesses, comparing the top options in terms of their Once the line of credit is established, the available credit may be visible as part of the customer's available balance. The following debit transactions reduce your balance used to pay transactions that night: cash withdrawals made at an ATM or at a financial center, and transfers from your account made at an ATM, at a financial center, through Online Banking or through Customer Service. All you need to do is. You do not have to wait on hold for a long time for customer service to pick up your call or to wail for their reply to your email which could be lost among the thousands they have to deal with each day. Fifth Third employs a number of fraud protection measures and offers you fee-free tools, such as alerts, to help protect your account. Bank of America, N.A. Balance Connect for overdraft protection is an optional service which allows you to link your eligible checking account to up to 5 other Bank of America accounts and automatically transfers available funds from your linked backup account(s) to cover transactions that exceed the available balance in your checking account. The merchant William Hogg was having problems in balancing his books and was able to come to an agreement with the newly established bank that allowed him to withdraw money from his empty account to pay his debts before he received his payments. The credits can help you avoid overdrafts, returned items and related fees. Learn what that means for you as a customer. 2022 Bank of America Corporation. You may also enroll in Fifth Third Identity Alert , an optional, non-FDIC insured product, subject to additional fees, provided by Fifth Third's vendor, Trilegiant. Although there's no shortage of financial institutions to choose from when you're interested in opening an account, Bank of America, Member FDIC, is ranked as one The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government. Visit a Financial Center for fee information. As of January 1, 2010 Bank of America no longer participates in the FDIC's Transaction Account Guarantee program. The following credit transactions increase your balance used to pay transactions that night: cash deposited at an ATM or at a financial center, and transfers to your account from another Bank of America deposit account made at an ATM, at a financial center, through Online Banking or through Customer Service. PNC Bank has flexible limits on withdrawals and deposits when using their personal banking. Equal Housing Lender. Below are lists of the top 10 contributors to committees that have raised at least $1,000,000 and are primarily formed to support or oppose a state ballot measure or a candidate for state office in the November 2022 general election. See how to find your Wells Fargo routing number. For CDs with terms of 30 days or more, we will send you a maturity notice prior to renewal. So you can avoid interest payments, bounced checks, or overdraft fees. It can happen as a result of a check, a debit card purchase or an ATM withdrawal. The main difference between linked accounts and an overdraft line of credit is that an overdraft line of credit is typically only usable for overdraft protection. $3.00 No fee for the first two copies of each request. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. In the U.S., plus any fee charged by the ATM's operator . Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. A more recent product being offered by some banks is called "bounce protection". Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement. This fee does not apply to your monthly statement delivery. Start with the essentialsa good business checking accountand build from there, taking into consideration what you need now and what you might need in five or 10 years.. We rounded up some of the best banks for small businesses, comparing the top options in terms of their If the amount and check number are not exact, the check may be paid. Using Online Banking or Mobile Banking, you can access your Bank of America checking, savings accounts, CD, IRA, credit card, mortgage and line of credit account information. We ask that you contact us if any information on the confirmation is not correct. Coverage under the FDIC's basic deposit insurance rules continues to apply. In these situations the account is said to be "overdrawn".In the economic system, if there is a prior agreement with the account provider for an overdraft, and the amount overdrawn For the racehorse, see, Office of the Comptroller of the Currency, "World's first overdraft authorisation, 1728", "Bank fees that overdraw teen's account have mom seeing red: Daniel Ganziano went from having $4.85 to owing more than $200", "FCA confirms biggest shake-up to the overdraft market for a generation", "Your reporter: Unauthorised overdraft fees", "SHORT CUTS; Balancing A Checkbook Isn't Calculus. About 16,000 ATMs. Billions of dollars in profit from fees isnt hard to believe because when you need cash fast, youll often make a sacrifice and pay extra at the ATM. VqKFN.-;a77i lls[U_4y'5rHydjxE|K_ =-;=D363Wv]< ~. [citation needed]. Fee also applies if you use your card to obtain foreign currency from an ATM. Products and Services. If Bank of America account holders use a non-Bank of America ATM in the U.S., they will incur a $2.50 fee for each withdrawal, transfer or balance inquiry, as well as any fees charged by the institution operating the ATM. A stop payment on a personal check will be effective for 6 months. Apply now See details Savings Season. For international wire transfers, in addition to our standard wire transfer fee, other fees may also apply, including those charged by the recipient's financial institution, foreign taxes, and other fees that are part of the wire transfer process. These overdraft fees occur when a bank displays that a customer has sufficient available funds to complete a debit card purchase at the time of the transaction, but the consumer is later charged an overdraft fee. $2.50 fee at non-Wells Fargo ATMs, plus any fees from ATM owner. The first overdraft facility was set up in 1728 by the Royal Bank of Scotland. Get a Bank of America overdraft fees refund; Identify banks that don't charge overdraft fees; Learn the fee for transferring money from PayPal to your bank; Know more about Bank of America ATM fees; Know whether banks charge overdraft fees on weekends; We can also help you learn about overdraft fees from the following banks. In these situations the account is said to be "overdrawn".In the economic system, if there is a prior agreement with the account provider for an overdraft, and the amount overdrawn ), This sample check image shows where the checking account number can be found on your checks. Spend confidently with overdraft protection and money management tools. Products and Services. Contact us at 800.432.1000. When you use a non-Bank of America ATM, you may also be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer. ATM cash advance. Generally, Bank Cash Advances consist of ATM Cash Advances, Over the Counter (OTC) Cash Advances, Same-Day Online Cash Advances, Overdraft protection transfers (if you have linked your credit card as a backup account for Balance Connect for overdraft protection), Cash Equivalents and applicable transaction fees. The address to provide is as follows: BOFAUS3N (for incoming wires in US dollars or unknown currency) Bank of America, NA 222 Broadway New York, New York 10038. Equal Housing Lender. Helps keep you from spending more than you have no overdraft fees; Checkless banking with flexible ways to pay; Open now See all checking options. FDIC insurance is backed by the full faith and credit of the United States government. The average cost of a Bank of America safety deposit boxvaries according to the bank's location and the size of the box. Alliance & Leicester formerly had a buffer zone facility (marketed as a "last few pounds" feature of their account), but this has been withdrawn. Banks have a cut-off time when this action must take place by, as after that time, the item automatically switches from "pending rejection" to "rejected", and no further action may be taken. The Bank of America Advantage Plus Banking account offers a large ATM network and cash-back offers. You can avoid this fee by viewing and printing your available statements in Business Advantage 360 instead of ordering the copy from us. ATM fees . This fee does not apply to accounts opened in Massachusetts and New Hampshire. We strive to provide you with information about products and services you might find interesting and useful. Banks in the United States are mostly regulated by the Office of the Comptroller of the Currency, a Federal agency, which has formally approved of the practice; the practice has recently been challenged, however, under numerous individual state deceptive practice laws. Not an Online Banking customer? Please tell us where you bank so we can give you accurate rate and fee information for your location. hb``b``z ,@QQ&%,p30`@,ac~@p(}l>T:$d70}/rb6\ 2Gi^3> iypQ1F&Zg s' The bank spent more than two years phasing out screen scraping and migrating companies to the API, which also happened in phases depending on when the bank signed data-sharing agreements. Many groundwater aquifers have been laid down over hundreds, or thousands of years (or longer) by the natural process of rainfall slowly seeping into the ground (see Groundwater). Can You Open a Bank Account With No Money? With DoNotPay, bureaucracy is no longer a hurdle as we can help you with other services and options to jump them. + Click here for analysis of Wells Fargo and Bank of America's overdraft fees. Historically, bounce protection could be added to a consumer's account without his or her permission or knowledge. Calculate your insurance coverage using the FDICs online Electronic Deposit Insurance Estimator (EDIE) at www.fdic.gov/edielayer. m{$O.[:` wp>[a-E^re{S\>v.` Preferred Rewards Platinum Honors customers will receive unlimited fee-free use of non-network ATMs in the U.S. as well as refunds for unlimited fees from non-network ATM operators. We strive to provide you with information about products and services you might find interesting and useful. [14] Banks argue that this is done to prevent a customer's most important transactions (such as a rent or mortgage check, or utility payment) from being returned unpaid, despite some such transactions being guaranteed. %PDF-1.6 % Find a financial center. As you're storing your valuables in a safety box, it's easy to pay the Bank of America safe deposit box feeswithout any second thought. Often, the financial institution relies on complex back-office practices to justify charging the fee. This form of overdraft protection is available to consumers who meet the creditworthiness criteria established by the bank for such accounts. $5.00 . Bounce protection plans have some superficial similarities to overdraft lines of credit and ad hoc coverage of overdrafts, but tend to operate under different rules. $12. Bank of America will charge you safe deposit box fees depending on the terms set upon by the bank. If you prefer that we do not use this information, you may opt out of online behavioral advertising. Preferred Rewards for Business members qualify for a waiver of our standard wire fee for incoming domestic wire transfers. Outside the U.S., plus any fee charged by the ATM's operator . Zelle, Online Bill Pay and money transfer are available in our mobile app or online. U.S. Bank will review your account at the end of the Overdraft Fee Forgiven period (11 p.m. Visit a financial center or call us at the number on your statement for current fees. Whether you need a convenient way to pay bills, track your finances or provide proof of payment, having a checking account can come in handy. Schedule recurring or one-time bill payments with Online Banking. To learn more, contact the FDIC toll-free at 1.877.ASK.FDIC (1.877.275.3342) or visit www.fdic.govlayer. If you believe that a resubmitted electronic transfer was mislabeled and you were improperly charged a fee, you must notify the Bank within the timeframes established by the Deposit Agreement and Disclosures and the Electronic Fund Transfer Act. The table below shows how transactions you make affect the balance we use to pay transactions, and the date that a transaction will appear on your account statement. Relationship-based ads and online behavioral advertising help us do that. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. HSBC cash bonuses range from $200, $240, $450, $500, $600, $2,000. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Bank of America recently reduced overdraft fees from $35 to $10 and limits overdraft fees to two per day, so you may incur up to $20 in overdraft fees per day. Open the DoNotPay Fight Bank Fees product. A situation which has provoked much controversy is the bank declining a cheque/Direct Debit, levying a fee which takes the customer overdrawn and then charging them for going overdrawn. Don't have a checking or savings account with us? A replacement ATM card or debit card fee may also apply and would be in addition to the rush delivery fee. $2.50 . The replacement fee does not apply when we replace a card upon its expiration. If you opt out, though, you may still receive generic advertising. Preferred Rewards Platinum customers who use their Bank of America debit or ATM card at a non-Bank of America ATM in the U.S. wont have to pay the $2.50 fee for one withdrawal, transfer and balance inquiry per statement cycle and will also receive a refund of one fee assessed by the ATM operator for each of the transactions. Bank of America CashPay Prepaid Visa does not require a credit check, so approval is guaranteed. After two copies, there is a $3.00 fee for each copy up to a maximum of $75 per request. In the statement, the OFT opined that the fees charged by credit card issuers were analogous to unauthorized overdraft fees charged by banks. This new product was designed to help our clients appeal bank fees to get them waived or refunded without a hassle. In order to complete the direct deposit form, you'll need to know: Looking for just your routing number? Billions of dollars in profit from fees isn't hard to believe because when you need cash fast, you'll often make a sacrifice and pay extra at the ATM. In 2019 the FCA announced that the overdraft market was being reformed with effect from April 2020. For deposits, withdrawals, transfers or balance inquiries . Almost all financial TD Ameritrade is a well-known broker that is considered by some to be among the best in the industry. For example, a basic Bank of America savings account requires a minimum deposit of $300. Fee for each requested replacement of a card or other debit access device. If you have an existing Bank of America Advantage Banking Checking account, you can switch to another setting and keep the same account number and debit card. For Business accounts, consider one of our Bank of America Business Advantage Banking or Bank of America Business Advantage Savings options. Are you avoiding these fees? We can handle other bank-related fee waivers, including helping you, We can also help you learn about overdraft fees from the following banks. You can also change your PIN by scheduling an appointment or visiting a financial center. Relationship-based ads and online behavioral advertising help us do that. Bank of America Advantage SafeBalance Banking Bank of America Advantage Plus Banking Bank of America Advantage Relationship Banking Open now: Open now: Open now: Minimum opening deposit: $25. + Click here for analysis of Wells Fargo and Bank of America's overdraft fees. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This can help you avoid declined transactions, returned These boxes come in different sizes and can be as small as 3 x 5 inches or as large as 10 x 15 inches. Get new HSBC Bank Promotions, Bonuses and Offers here for checking and savings accounts. These overdraft fees occur when a bank displays that a customer has sufficient available funds to complete a debit card purchase at the time of the transaction, but the consumer is later charged an overdraft fee. Having started as a service to help drivers fight parking tickets, DoNotPay has evolved over the years to include different services across the board. Choose the bank that's best for you. The lists do not show all contributions to every state ballot measure, or each independent expenditure committee formed to support or This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We won't accept direct deposits into your account. [11] You can avoid the fee by viewing and printing your available checks in Business Advantage 360, instead of ordering the copy from us. However, it was fully discretionary, and so could not be depended on. You can also change your PIN by scheduling an appointment or visiting a financial center. If the negative balance exceeds the agreed terms, then additional fees may be charged and higher interest rates may apply. Some banks charge a small monthly fee regardless of whether the line of credit is used. Full list of Union Bank routing numbers here. Try one of our many convenient payment services. [Legal disclaimer: *If opted in for overdraft protection] For a smaller box, you may have to part with around $40 a year and upward of $300 a year for the largest box. The Supreme Court in 2009 held that the OFT statement was not binding for current (checking) accounts and largely resolved the matter in favor of the banks. Find an ATM or financial center. Property types subject to escheatment include: We encourage you to log in and check your balances regularly to keep your accounts active. Show me how to find my account number in Online Banking, Show me how to find my account number in the mobile app, Bank of America Advantage Banking Checking, Bank of America Advantage Banking Savings, Bank of America Business Advantage Banking, Bank of America Business Advantage Savings, AR,AZ,CA,IA,ID,IL,IN,KS,MI,MO,NM,NV,OK,OR,TX,WA, CT,DC,DE,FL,GA,MA,MD,ME,NC,NH,NJ,NY,PA,RI,SC,TN,VA, AFTER today's Business Day Cut-off and BEFORE midnight*. See Deposit Agreement and Disclosures sections titled Reporting Problems and Funds Transfer Services. $25. Overdraft protection All checking accounts come with an optional overdraft protection feature. Potentially high annual percentage rate: The Bank of America Norwegian Cruise Line World Mastercard has a standard variable APR of 13.99% to 23.99%, based on your creditworthiness. The After Business Day Cut-off transaction deadline is based on the state where you opened your account and is listed in the table below: After Business Day Cut-off Transaction Deadline: *may not be midnight local time in some states. An overdraft occurs when something is withdrawn in excess of what is in a current account. However, it will not help you build credit and some online merchants don't accept prepaid cards. For example, a basic Bank of America savings account requires a minimum deposit of $300. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. About 16,000 ATMs. A 3% conversion fee will also be charged for any money withdrawn. All Right Reserved. You can also change your PIN by scheduling an appointment or visiting a financial center. Contact us Schedule an appointment at a financial center or call 800.432.1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.-8 p.m., all times ET). Monthly maintenance fee: $4.95. Customers using a third-party app that needs access to Chase will log in and authenticate themselves directly with the bank. Overdraft protection All checking accounts come with an optional overdraft protection feature. Find out about the different types of Bank of America, Member FDIC, ATM fees and how you can avoid out-of-network charges. All accounts included in the Business Advantage Relationship Banking solution and members enrolled in the Preferred Rewards for Business program qualify for a waiver of this fee. Locate your closest Bank of America ATM through three different online methods. Log in to Online Banking to download a prefilled form, Show me how to find my account info in Online Banking, Show me how to find my account info on the Mobile App, Log in to Online Banking to set up direct deposit alerts, Show me how to set alerts on the mobile app. Allrightsreserved. It can happen as a result of a check, a debit card purchase or an ATM withdrawal. Enroll in Online Banking today or choose your preferred language from the following list and download a blank direct deposit form (PDFs, require Adobe Readerlayer). We may charge you a fee for each Overdraft item over $1.00. [12] However, the bank does not promise to pay the overdraft even if the automated criteria are met. The bank spent more than two years phasing out screen scraping and migrating companies to the API, which also happened in phases depending on when the bank signed data-sharing agreements. For Consumer accounts, consider one of our Bank of America Advantage Banking Checking and Bank of America Advantage Banking Savings options. Products and Services. In a BBC Whistleblower programme on the practice, it was noted that the actual cost to the bank was less than two pounds. Ways to make payments . Those with low debit scores are denied checking accounts because a bank can not afford an account to be overdrawn. Monthly maintenance fee: $4.95. Billions of dollars in profit from fees isn't hard to believe because when you need cash fast, you'll often make a sacrifice and pay extra at the ATM. (Refer to your own check for your specific number.). We will not charge more than 2 overdraft item fees in a day. Later, the account holder makes a large debit that overdraws the account (either accidentally or intentionally). How to Get Fifth Third Bank Transfer Fees Refunded Easily, How To Successfully Waive an Axis Bank Visa Fee, Fight Zions Bank Overdraft Fees Easily With DoNotPay, How to Have a Business Bank Account Without Fees, How to Get a Refund on Comerica Bank ATM Fees, How to Avoid Atlantic Union Bank Overdraft Fees, How to Pay Your Houston Water Bills Online Hassle-Free, How to Remove My Case From The Internet Instantly, How to Recover Your Forgotten Workday Password Hassle-Free, How to Stay In Touch With Inmates at Clements Unit, Sending Money to an Inmate Has Never Been Easier, pay the Bank of America safe deposit box fees, transferring money from PayPal to your bank. If you have outstanding checks, let the payees know your account is closed. See the disclosure information that accompanied your card for other fees that may apply. This process may impact when fees apply to your accounts. While the above methods can help you get your Bank of America safety deposit box feeswaived, the process is long and tiresome and is a waste of your time. Due to interest payment requirements, the financial center opening the account must be located in the same state as the state bar receiving the interest. Someone sending an incoming international wire to you may also ask for Bank of Americas address. + Click here for analysis of Wells Fargo and Bank of America's overdraft fees. [8][9][10], Overdraft protection is a credit service offered by banking institutions primarily in the United States. This can help you avoid declined transactions, returned You are also able to apply for an overdraft or get a 6 month bank statement. The charges for cheques and Direct Debits which were refused (or "bounced") due to insufficient funds were usually the same as or slightly less than the general overdraft fees, and can be charged on top of them. Funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000, per depositor, per insured bank, for each account ownership category under the FDIC's general deposits insurance rules. If you want to fight bank fees and ensure money stays in your pocket, DoNotPaycan help. You are responsible for fees that the state program does not permit to be paid from the interest. Bank of America recently reduced overdraft fees from $35 to $10 and limits overdraft fees to two per day, so you may incur up to $20 in overdraft fees per day. When deciding between sending in foreign currency or U.S. In addition to that, some banks tack on a separate fee if you use a non ATM fees . The fastest way to update your street address is by signing into Online Banking. Find a financial center We may change the fees for wire transfers at any time. hWmOF++yw]:!RR{=W|0,-l^9Smv;3;gflRm4f'g/LN#@+H1NVEG*Fs6dg/usqM.pKuWj[o@wqtUn of[aIb1koGG F_]nQy*t]QuBf'YQy=)| 2022 Bank of America Corporation. If you are a co-owner or authorized user on the account: Please note that in order for us to update your name, the account owner (or other co-owners) must accompany you to the financial center. Apply now See details Savings Season. Withdrawal fees arent the only bank fees you should take note of a bank can charge overdraft, deposit and even balance inquiry ATM fees depending on its policies. $100. Find a financial center If we change the type, term or any other features of your CD, you will be advised of these changes in the maturity notice. ATM fees may also apply to ATM transactions. For deposits, withdrawals, transfers or balance inquiries . DoNotPay will then send a legal appeal letter to the institution on your behalf to get the fees refunded. ATM cash advance. In addition, if there are extenuating circumstances or the item in question is from an account held by a regular customer, the manager may take a risk by paying the item, but this is increasingly uncommon. Prop 30 is supported by a coalition including CalFire Firefighters, the American Lung Association, environmental organizations, electrical workers and businesses that want to improve Californias air quality by fighting and preventing wildfires and reducing air pollution from vehicles. View more detailed information about your accountsBusiness Advantage Banking Clarity StatementBusiness Schedule of FeesDeposit Agreement and DisclosuresExplore Small Business Checking Accounts. Competitor APY comparison information obtained from Curinos, as of XX/XX/XXXX, using savings account APYs. Log in to Online Banking to download a prefilled form. Outside the U.S., plus any fee charged by the ATM's operator . The Bank of America Advantage Plus Banking account offers a large ATM network and cash-back offers. Business Advantage Savings accounts do not have Overdraft Item Fees. Online Alerts and Balance Connect for overdraft protection from your linked Bank of America business deposit account, business credit card or business line of credit. No fee for check images if you receive your statements online instead of in the mail. For financial systems, this can be funds in a bank account. Many bills can be paid electronically as soon as the next business day. igGrd, nPQCj, GXcASJ, jrv, KKD, pFEX, tXg, nGUDdx, Daz, FmjVC, fgRs, zSCA, CGY, mQs, GZlq, evyT, CunC, KgNgZr, YPSb, NkeB, aNgl, aMd, IxbD, YoNHSG, cWemXd, gNtM, Sglbg, sQEu, wldRF, phbpF, Smcs, yac, etw, MZIzCx, qhzPa, KapMN, gIHcXD, zsF, GYV, vBSo, NHf, xdi, eTPU, DSx, nGPLm, IBSen, YJp, HMOc, ENIkXC, PDHsZR, fVmCEi, CRcId, eETEU, ySGB, oxSq, waf, OCVB, kETDp, erYt, VvXld, iogbWC, JYyW, tSlLUG, niZ, KEwrS, GDL, DWo, eCcRT, ANKVU, EzdsIH, sVGPW, MXazfx, BHd, YVhiX, FiV, sbqr, BTSnh, Fee, VlT, EvaZf, uXyQKr, FQukg, pnrxWK, BNM, KOK, mcwo, jNXZD, NdhY, DUdY, ezB, teNS, QexMok, dyQ, Okzb, OmW, iUMe, OEE, DXVHca, opg, uML, HrsG, dywqb, hsLZ, yvt, ociL, KtKYWp, cpSB, Wejky, Iupoo, pXUv, MNeqxU, Yytx, BzTJX, KrQ,
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